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The Simple System That Helps Entrepreneurs Save 💰 Without Thinking About It: Meet Currence

Example of how Currence helps manage finances

As entrepreneurs, we’re often the last people to prioritize our own financial well-being. We get the bills paid, we reinvest in the business, and maybe, if there’s anything lef we think about saving.

But what if there were a better way? What if saving and investing didn’t depend on willpower, budgeting spreadsheets, or complicated systems?


That’s where Currence comes in. It’s a tool that has changed how I think about personal cash flow, and if you’re a business owner, it might just be the missing link between your income and your future.


What Is Currence?

Currence is a cash flow automation platform designed to make saving and investing automatic. Think of it as a “cash reservoir” for your life.

Here’s how it works:

  1. Your income (or draw) is deposited into your Currence account.

  2. You set a monthly or biweekly spending baseline (the amount you need to live on).

  3. Currence moves that spending money to your regular checking account.

  4. Anything above that amount accumulates in your Currence account, earning interest and building up until you're ready to invest.

It’s that simple!

No budgets. No rigid envelopes. Just a system that quietly builds your wealth in the background.



Why It Works (Even If You Know How to “Do This Yourself”)

As someone who works with financial statements for a living, I’ll be honest, this approach seemed almost too simple. I thought, “I could do this manually.” But here’s what I’ve learned:

  • Manual saving is hard to stick with. Even when we intend to transfer leftover funds to savings each month, life happens, and so does spending.

  • We spend what we see. When money sits in your checking account, it feels available even if it’s not.

  • Currence creates boundaries. It forces you to decouple your spending from your income by defaulting to saving, not spending.

  • You become more intentional. If you want to spend more than your set baseline, you have to go in and move the money manually. That pause is powerful.


Real Talk: Entrepreneurs Need This

Currence app example as a model for possible clients

Here’s the truth: most business owners don’t pay themselves first. And even when they do, they’re often flying blind about what’s accumulating (or not) in their personal accounts.

I’ve seen firsthand how powerful it can be to:

  • Build up an emergency fund without thinking about it

  • Create a habit of setting aside money before spending it

  • Be in a regular rhythm of deciding what to do with your excess cash, whether that’s funding your next investment, paying off debt, or taking that trip you’ve been putting off

Currence gives you visibility and structure, without rigidity or complexity.



Key Benefits

 FDIC-insured account Earns interest (currently ~3%) No limit on transactions Access via app and desktop $40 per quarter You stay in control; you decide when and how to spend or invest.


You don’t need to move all your accounts. You don’t need to ditch your existing systems. Currence becomes the hub, a single starting point that creates discipline without the overwhelm.



Who It’s For

Currence is especially powerful for:

  • Entrepreneurs who feel behind on personal savings

  • Business owners whose income fluctuates or comes in via draws

  • Anyone who wants a simpler way to save consistently

  • People who “know better” but still aren’t doing it

If you’ve read books like Profit First or tried envelope budgeting, this approach will feel familiar, but Currence automates it in a way those systems never could.


Final Thought

If you're tired of wondering where your money goes, or just ready to make progress on your personal financial goals without yet another spreadsheet, Currence might be your new favorite tool.


It’s not about being perfect. It’s about making progress automatically!


Business image of Dwayne Vick, who helps small business owners learn Currence

Ready to See How Currence Could Work for You?

My colleague Dwayne Vick has helped dozens of entrepreneurs get started with this system, and he’d be happy to walk you through it, too. No pressure, just a chance to explore whether it fits your goals. Currence is an invite only platform so you will need a highly trained professional like Dwayne to get access to the system.



You’ll come away with a better understanding of how to simplify your savings, create structure, and start building wealth but on autopilot!

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